Privacy

We prioritize your privacy. The utilization of our website is governed by the terms outlined in our Privacy Policy. For further details about how your privacy is handled on this website, please refer to www.nationalfidelityfinancial.com privacy policy.

If you have any inquiries concerning these Terms of Use or the Privacy Policy, kindly reach out to us via email at info@nationalfidelityfinancial.com.

Content And Linking

The content presented on this website serves general informational purposes only. While we strive for timeliness and accuracy in the information we publish, occasional errors may occur. This website may not undergo daily updates, and some information might not be the most current. Although we may supplement with follow-up information and reports, retaining access to the original content, such as in an archive of news stories, we do not retroactively modify the initial report to incorporate new developments. Ensure that you are not consulting outdated information if you seek the latest details on a particular subject. Before relying on information from our website, it is advisable to independently verify any crucial facts pertinent to your decision.

The company cannot be held responsible for the performance of any products and services offered by advertisers or other entities linked to our site. The inclusion of a link to another website does not imply an endorsement of that site (or any product, service, or material presented on it) by the company or its licensors.

While we provide open access to this website, it is essential to note that we do not relinquish our rights, or those of others, to the materials featured on the site. The content accessible through this website is the property of the Company or its licensors, safeguarded by copyright, trademark, and other intellectual property laws. Aside from the limited licenses explicitly granted in this agreement, the Company and its licensors explicitly retain all other rights and licenses.

You are permitted to display and print information received through this website for your personal, non-commercial use. However, without the prior written consent of the owner, you may not reproduce or modify any materials. Distributing copies of materials from this website in any form, including through email or other electronic means, is prohibited without the owner’s written permission. Naturally, you are encouraged to guide others to access the information directly on this website and inform them of how to locate it. Requests for permission to reproduce or distribute materials from this website should be directed to National Fidelity Financial, 930 S Harbour City Blvd., Suite 401, Melbourne, FL 32901.

We appreciate links to the homepage of our website. You are free to create a hypertext link to the homepage of this site, as long as the link does not state or imply any affiliation, connection, sponsorship, or approval of your site by the Company. Framing or inline linking to our website, or any part of it, is not permitted.

Trademark And Patent Information

The trademarks, service marks, logos, and product and service names and phrases associated with the Company, both presently claimed and potentially claimed in the future, are proprietary to the Company (collectively referred to as the “Company marks”). You are prohibited from displaying or using the Company marks in any manner without obtaining prior written permission from the Company.

violation

If there are any breaches of the Agreement, please notify us at info@nationalfidelityfinancial.com.

Submission And Postings;Disclosure

You bear sole responsibility for any information you submit or post on this website. By utilizing this website, you agree not to submit, post, or transmit any defamatory, abusive, obscene, threatening, or illegal material, or any content that impairs the enjoyment of others on this website or infringes upon their rights. We retain the right to deny access to individuals whom we believe have violated these terms or any other provision of this agreement.

While we reserve the right (with no obligation) to monitor, delete, move, or edit any submissions or postings that we deem unacceptable or inappropriate for legal or other reasons, we will adhere to all legal requirements concerning the disclosure of submissions or postings on this website. This includes disclosures to law enforcement agencies and parties making civil legal requests. We will also comply with any other legal requirements regarding the disclosure of other aspects of your use of this website.

Termination

The Company retains the authority to terminate your access to this website at any point if you do not fully comply with any term outlined in this agreement or any other terms, agreements, or policies related to the use of this website.

Indemenification

You agree to indemnify, defend, and safeguard the Company, including its parents, subsidiaries, affiliates, and all their respective officers, directors, employees, agents, licensors, suppliers, and third-party information providers, against any claims, losses, expenses, damages, and costs (including reasonable attorney fees) arising from any violation of this agreement or unauthorized use of this website. Your responsibility to indemnify remains in effect even after the termination of this agreement. We reserve the right, at our expense and choice, to assume the exclusive defense and control of any matter subject to indemnification by you, and you commit to cooperating with the Company in connection with our defense.

DISCLAIMER OF WARRANTIES AND LIABILITY

YOU AGREE THAT YOUR USE OF THIS WEBSITE IS AT YOUR SOLE RISK. BECAUSE OF THE NUMBER OF POSSIBLE SOURCES OF INFORMATION AVAILABLE THROUGH THE WEBSITE, AND THE INHERENT HAZARDS AND UNCERTAINTIES OF ELECTRONIC DISTRIBUTION, THERE MAY BE INTERRUPTIONS, DELAYS, OMISSIONS, INACCURACIES, OR OTHER PROBLEMS WITH SUCH INFORMATION. IF YOU RELY ON THIS WEBSITE OR ANY MATERIAL AVAILABLE THROUGH THIS WEBSITE, YOU DO SO AT YOUR OWN RISK. YOU UNDERSTAND THAT YOU ARE SOLELY RESPONSIBLE FOR ANY DAMAGE TO YOUR COMPUTER SYSTEM OR LOSS OF DATA THAT RESULTS FROM ANY MATERIAL AND/OR DATA DOWNLOADED FROM OR OTHERWISE PROVIDED THROUGH THIS WEBSITE.

THIS WEBSITE IS PROVIDED TO YOU “AS IS,” “WITH ALL FAULTS,” AND “AS AVAILABLE.” COMPANY AND ITS AGENTS AND LICENSORS CANNOT AND DO NOT WARRANT THE ACCURACY, COMPLETENESS, USEFULNESS, TIMELINESS, NONINFRINGEMENT, MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE OF THE INFORMATION AVAILABLE THROUGH THE WEBSITE, NOR DO THEY GUARANTEE THAT THE WEBSITE WILL BE ERROR-FREE, OR CONTINUOUSLY AVAILABLE, OR THAT THE WEBSITE WILL BE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS.

UNDER NO CIRCUMSTANCES SHALL COMPANY (INCLUDING ITS PARENTS, SUBSIDIARIES, AND AFFILIATES) OR ITS AGENTS OR LICENSORS BE LIABLE TO YOU OR ANYONE ELSE FOR ANY DAMAGES ARISING OUT OF ANY USE OR MISUSE OF THIS WEBSITE, INCLUDING, WITHOUT LIMITATION, LIABILITY FOR CONSEQUENTIAL, SPECIAL, INCIDENTAL, INDIRECT, OR SIMILAR DAMAGES, EVEN IF ADVISED BEFOREHAND OF THE POSSIBILITY OF SUCH DAMAGES, REGARDLESS OF THE FORM OR CAUSE OF ACTION INCLUDING, BUT NOT LIMITED TO, CONTRACT, NEGLIGENCE, AND OTHER TORT ACTIONS. BECAUSE SOME STATES DO NOT ALLOW THE EXCLUSION OR LIMITATION OF CERTAIN CATEGORIES OF DAMAGES, THE ABOVE LIMITATION MAY NOT APPLY TO YOU. IN SUCH STATES, THE LIABILITY OF COMPANY AND ITS AGENTS AND LICENSORS IS LIMITED TO THE FULLEST EXTENT PERMITTED BY SUCH STATE LAW. YOU AGREE THAT THE LIABILITY OF COMPANY (INCLUDING ITS PARENTS, SUBSIDIARIES, AND AFFILIATES) AND ITS AGENTS AND LICENSORS, IF ANY, ARISING OUT OF ANY KIND OF LEGAL CLAIM IN ANY WAY CONNECTED TO THE WEBSITE SHALL NOT EXCEED THE AMOUNT YOU PAID TO COMPANY FOR THE USE OF THE WEBSITE.

EXCLUSIONS AND LIMITATIONS

In certain jurisdictions, the exclusion of specific warranties or the limitation or exclusion of liability for incidental or consequential damages may not be permitted. Consequently, some of the limitations mentioned above may not be applicable to you. If a court deems any provisions in this Agreement unenforceable, such a determination shall not impact the validity of the remaining terms of this Agreement, which will continue to be fully enforceable.

ARBITRATION AND APPLICABLE LAW

If you visit and/or use the Company Website from within the United States, you consent that the laws of the State of Florida, regardless of conflict of laws principles, will govern this Agreement and any dispute that may arise between you and Company or its affiliates.

IN THE EVENT OF ANY CONTROVERSY, CLAIM, OR DISPUTE BETWEEN THE PARTIES ARISING OUT OF OR RELATING TO THIS AGREEMENT OR THE BREACH, TERMINATION, ENFORCEMENT, INTERPRETATION, OR VALIDITY THEREOF, INCLUDING THE TERMINATION OF THE SCOPE OR APPLICABILITY OF THIS AGREEMENT TO ARBITRATE, SHALL BE DETERMINED BY ARBITRATION IN MELBOURNE, FLORIDA, OR IN THE COUNTY IN WHICH THE CONSUMER RESIDES, IN ACCORDANCE WITH THE LAWS OF THE STATE OF FLORIDA FOR AGREEMENTS TO BE MADE IN AND TO BE PERFORMED IN FLORIDA. THE PARTIES AGREE THAT THE ARBITRATION SHALL BE ADMINISTERED BY THE AMERICAN ARBITRATION ASSOCIATION (“AAA”) PURSUANT TO ITS RULES AND PROCEDURES, AND AN ARBITRATOR SHALL BE SELECTED BY THE AAA. THE ARBITRATOR SHALL BE NEUTRAL AND INDEPENDENT AND SHALL COMPLY WITH THE AAA CODE OF ETHICS. THE AWARD RENDERED BY THE ARBITRATOR SHALL BE FINAL AND SHALL NOT BE SUBJECT TO VACATION OR MODIFICATION. JUDGMENT ON THE AWARD MADE BY THE ARBITRATOR MAY BE ENTERED IN ANY COURT HAVING JURISDICTION OVER THE PARTIES. IF EITHER PARTY FAILS TO COMPLY WITH THE ARBITRATOR’S AWARD, THE INJURED PARTY MAY PETITION THE CIRCUIT COURT FOR ENFORCEMENT. THE PARTIES AGREE THAT EITHER PARTY MAY BRING CLAIMS AGAINST THE OTHER ONLY IN HIS/HER OR ITS INDIVIDUAL CAPACITY AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS OR REPRESENTATIVE PROCEEDING. FURTHER, THE PARTIES AGREE THAT THE ARBITRATOR MAY NOT CONSOLIDATE PROCEEDINGS OF MORE THAN ONE PERSON’S CLAIMS AND MAY NOT OTHERWISE PRESIDE OVER ANY FORM OF REPRESENTATIVE OR CLASS PROCEEDING. THE PARTIES SHALL SHARE THE COST OF ARBITRATION, INCLUDING ATTORNEYS FEES, EQUALLY. IF THE CONSUMER’S SHARE OF THE COST IS GREATER THAN $1,000.00 (ONE-THOUSAND DOLLARS), THE COMPANY WILL PAY THE CONSUMER’S SHARE OF COSTS IN EXCESS OF THAT AMOUNT. IN THE EVENT A PARTY FAILS TO PROCEED WITH ARBITRATION, UNSUCCESSFULLY CHALLENGES THE ARBITRATOR’S AWARD, OR FAILS TO COMPLY WITH THE ARBITRATOR’S AWARD, THE OTHER PARTY IS ENTITLED TO COSTS OF SUIT, INCLUDING A REASONABLE ATTORNEY’S FEE FOR HAVING TO COMPEL ARBITRATION OR DEFEND OR ENFORCE THE AWARD.

SPECIAL ADMONITIONS FOR INTERNATIONAL USE

Recognizing the global nature of the internet, if you access our site from locations outside of the United States, you agree and are responsible for compliance with any applicable local laws. Specifically, you agree to adhere to all relevant laws concerning the transmission of technical data exported from the United States or the country in which you reside. These Terms of Use shall be governed by, construed, and enforced in accordance with the laws of Florida, as applied to agreements entered into and performed entirely within such jurisdiction. In the event of any violation or threat to violate Company and/or its affiliate’s intellectual property rights, Company and/or its affiliates may pursue injunctive or other appropriate relief in any state or federal court in the State of Florida, and you consent to exclusive jurisdiction and venue in such courts.

ADDITIONAL DISPUTE RESOLUTION

In the event of a dispute under this agreement, our commitment is to initially attempt resolution with the assistance of a mutually agreed-upon mediator, located in Melbourne, Florida. Any costs and fees related to the mediation, excluding attorney fees, will be shared equally between both parties.

If reaching a mutually satisfactory resolution through mediation proves unattainable, we mutually agree to submit the dispute to binding arbitration in Melbourne, Florida, in accordance with the rules of the American Arbitration Association. The judgment based on the award rendered by the arbitration may be entered in any court with jurisdiction.

By utilizing this website, you affirm your agreement to adhere to this Terms of Use Agreement.

NOTICE

You consent to Company delivering notices to you through either email or regular mail. The service may also convey notices by presenting them or providing links to notices on the service, and you agree that Company may transmit such notices to you via email or regular mail as well.

CHANGES TO TERMS OF USE

The Terms of Use and the Site may undergo periodic changes without prior notice, and it is your responsibility to regularly review these Terms of Use for updates. All modified Terms of Use become effective upon being posted on the Site, and any use of the site following such revisions indicates your acceptance of the changes.

NO RESALE OF SERVICE

Unless expressly authorized in writing by the Company, you agree not to replicate, duplicate, sell, resell, or otherwise exploit any portion of the service, the use of the service, or access to the service for any commercial purposes.

FEEDBACK

We welcome your questions or comments about this website and encourage you to bring to our attention any material you believe to be inaccurate. General feedback can be provided by emailing us at info@nfdebt.org.